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The round was led by global venture capital firm Accel with participation from existing Funding Circle investors including DST Global, Index Ventures and Temasek. "We are a fintech business and we are all about delivering a world class service to businesses and investors and to make sure we have the best product we imagine. We wanted to raise more funds to invest in our technology," James Meekings, co-founder of Funding Circle, told CNBC by phone. Online peer-to-peer lending is a relatively new way for businesses to access capital. A firm can apply for a loan on Funding Circle and is then matched with investors who could be a mixture of individuals, government or large financial institutions. A business makes repayments to Funding Circle with interest which is then distributed to the investors. Funding Circle said lending through the platform passed 2.5 billion globally in 2016. The company has offices in London, San Francisco, Berlin and the Netherlands. Britain is the biggest market for Funding Circle with 800 million of its total 1.1 billion given to small businesses being lent through the U.K. platform.

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Beyond books Even with all the competition for our free time binge-worthy TV shows, blockbuster movies, immersive video games, social media and more Americans by and large still find time for reading. In a Pew Research Center survey released in September, 73 percent of respondents said theyd read at least one book in the preceding year. Thats about the same number whod reported reading at least one book each year since 2012. (The average number of books the respondents reported having read in the past year has held steady, too, at 12.) What these readers are not always finding time for, however, is visiting their local library. In Wake County, circulation has dropped each year since 2012, as has the number of people walking through the door. Busy lives may be partly to blame, and the library system has also been working to recover from budget cuts during the economic downturn and temporary closures for renovations. But Ann Burlingame, Wake County Public Libraries deputy director, thinks programs are the key to keeping people connected to their library. While there are plenty of book-centered programs like the Express Book Bags, thats just the beginning. Among the Wake libraries offerings for adults around 140 a week, on average, across the systems seven regional libraries and 14 smaller branches are music programs, craft-making, business advice, one-on-one job search assistance, yoga, tech help and more. All of the programs get people in the door and help build community.

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